business-insurance News
Don’t just let things happen with your business insurance policies
With a lot of things happening on a daily basis in people’s lives it can be so easy to overlook what you are paying out and how you can reduce bills quite easily. People who run their own business can be so engrossed and involved with their business that they forget their household bills.
We hear a lot of people also saying that “you will never be able to save me money on my home insurance and business insurance as I have the best possible policy.
The most common excuses are
- I am ok where I am at the moment?
- Done it before and it never really worked?
- Have not got the time?
Well the issue is that unless you look at options you will never know.
These are unprecedented times and the forecasts are that things are about to get a lot tougher in 2012 for both businesses and residential consumers.
Reports that people in Britain are now an average of 13 pounds worse off every week. With utility bills rising and average families paying out 10-25 percent of their money on utility bills the reason to look at cutting back on expenditure is never more needed.
House Insurance is normally sorted when taking out a mortgage most often people will leave this till the last moment and just go for the easiest option.
Even our own staff members had been paying £200 more a year than they should do! Something they say they’ll never repeat again – House Insurance is not a thing to cancel or to never look at purchasing but it does prove that you can be too busy to be simply smart with your bills at home.
The scary thing is that in a recent survey people would rather cancel their home insurance rather than their television or internet package – not a very good idea.
With business insurance it is imperative that you get the right level of cover as you have to have confidence that all areas within the business including its operation are covered properly.
Here at ‘Squashed Bills’ we encourage businesses to get in touch with us before they make a decision on insurance. Public liability is a requisite when operating a business but there are other forms of insurance which need to be taken into consideration depending on what kind of business and industry it operates within.
Vehicle insurance is an area where we find that an existing insurance broker has set up a policy for a business which is often expensive knowing / assuming that no one in the business has or will carefully looked at the fleet insurance policy for a long time, years in some circumstances also insurance policies can often be outdated as businesses progress.
So make an effort, don’t just let things happen with your business insurance policies have a look and get in touch as we can look at an insurance policy just to check the details to give you piece of mind.
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